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Founding-member pricing — locked for life. First 1,000 Pro members lock in $99/year · first 500 Premier members lock in $890/year. See pricing → Precios de miembro fundador — fijos de por vida. Los primeros 1,000 Pro fijan $99/año · los primeros 500 Premier fijan $890/año. Ver precios →

Pricing & tiers

One platform, five tiers.

Free for first-time buyers and casual readers. Pro for serious individual investors. Premier for accredited investors. White-glove advisory for family offices and RIAs. Enterprise for co-investment platforms and white-label.

Free

Free

$0forever

What this is for: answering "can I afford this?" before involving a CPA — and not blocking you behind a paywall to do it.

  • All 5 calculators (affordability, sell, timing, invest, tax)
  • Climate & insurance checklist
  • Library — all 72 topic cards
  • 54-term plain-English glossary
  • Guided paths for first-time buyers, sellers, REIT investors
  • Asset Class Scorecard
Start free
Individual

Pro

$29/month

or $290/year · founding members $99/year lifetime

Worked example: on the $900K sale in our tax tool’s example, the 1031 path preserves $119,760 of deferred tax — run your own numbers free.

  • Everything in Free
  • Save and recompute scenarios across visits
  • ZIP-specific market-timing alerts when rates or prices cross your thresholds
  • Personalized loan-shopping list and lender introductions
  • Buy-vs-rent NPV for specific properties
  • Full results on the Investor Strategy and Tax modules (vs. preview only on Free)
  • Single-decision PDF reports for $99 each as add-on
Join as founding member
Family Office / RIA

Family Office

$25K/year baseline

$50K–$100K premium · per-engagement also available

Why this tier exists: decisions on $25M+ portfolios compound across generations — one mis-structured 1031 or delayed lender conversation costs more than a decade of the retainer. The team advising them here is the one the region's families already hire.

  • Quarterly customized strategic review (depth of the comprehensive playbook, your specific portfolio)
  • Annual deep-dive engagement — in-person or video with the family principal & IC
  • Named senior advisor attends 1–2 IC meetings per year
  • Priority access to curated co-investment deals (1031s, syndications, branded residential, OZ funds)
  • Annual tax-architecture audit — entity structures, cross-border tax, estate integration
  • Crisis-period support — dedicated advisor available during market stress
  • Curated network access — attorneys, CPAs, lenders, operators, other family offices
  • Cross-border corridor: US · Mexico · Caribbean · LatAm
Schedule a consultation
Enterprise & Co-investment

Enterprise

Custom

white-label, syndication platform, sponsor capital-raise services

Build-vs-buy: $50K–$500K per year for the full Fundamento stack delivered under your brand, vs. an in-house engineering build of $1M+ and 18 months to first revenue.

  • White-label licensing for MFOs, RIAs, brokerages ($50K–$500K/yr depending on AUM)
  • Co-investment platform — structures discussed in consultation with qualified clients
  • Sponsor capital-raise support for vetted operators — terms discussed in consultation
  • Data & analytics licensing for lenders, insurers, REITs
  • API access for B2B customers
Talk to enterprise team

Common questions

Why is there a free tier?

The free tier is real and meant to be useful — not a bait-and-switch. We make money on Pro, Premier, Family Office, and Enterprise. Free users help us with SEO, refer paying users, and sometimes graduate into Pro themselves. The free tier alone is the most personalized free real-estate decision tool we've seen.

What does "accredited only" mean for the Premier tier?

SEC definition: $1M+ net worth excluding primary residence, OR $200K+ income (single) / $300K+ joint for the past two years. Required because we surface specific syndication and Opportunity Fund deals that are only offered to accredited investors under Reg D 506(c).

Is the Family Office tier really worth $25K+/year?

For families with $25M+ of real estate exposure, yes — a single bad 1031 decision, a mis-structured entity, or a missed cost-seg study typically costs more than a decade of the retainer. The tier is also intentionally service-led (not just software): a named senior advisor, quarterly written deliverables, and IC participation. Most clients renew above 90% in industry benchmarks.

How does cross-border work in practice?

The platform interface is available in English and Spanish. We have native fluency in Mexican fideicomiso structuring, Dominican CONFOTUR designations, and the FIRPTA / specialty foreign-buyer lending market that LatAm UHNW investors hit when buying US property. For most of our clients, the cross-border angle is why they engage us in the first place.

What about adjacent services — mortgage, insurance, cost-seg?

We don't originate. We refer to vetted partners and share revenue with them. You typically get better rates and better service than you would going direct, because the partner is paid only on outcomes and we hold them accountable to our clients' experience.

Who is behind Fundamento?

Fundamento was built by the team of an Americas-focused real-estate investment practice — advisory and private-equity work spanning hundreds of projects and dozens of countries over nearly two decades, recognized by an international real-estate awards program. The practice’s client work is private, so its name doesn’t appear here — a discretion its families would recognize. Fundamento, LLC is an independent software and research company; it is not an investment adviser, broker-dealer, or fund, and nothing on this platform is investment advice or an offer of securities. There is no spokesperson by design — the method is the product.

How do I cancel?

Two clicks. We don't make you call. Founding-member pricing is locked in for life as long as you don't cancel.